Disputed contents claims
Fire, water, and theft losses — household contents, construction equipment, tools, and itemized loss inventories.
Independent · USPAP-compliant · Statewide
Your car or property lost value the day it was damaged — even after repairs. We prove exactly how much.
Independent, court-ready appraisals of vehicles, contents, and equipment for Texas policyholders — diminished value, underpaid claims, and total loss disputes — by a licensed all-lines adjuster and certified insurance appraiser listed on the Texas Department of Insurance umpire roster. Not an online PDF mill.
🚗 Vehicles — Diminished Value & Total Loss🏠 Contents — Fire, Water & Theft Claims🔧 Equipment & Machinery — Business & Construction
Independent appraisals of vehicles and personal property — diminished value, insurance claim disputes, and litigation support — serving all of Texas.
Beyond vehicles
Beyond Vehicles: Personal Property Appraisals.
If it’s not land and buildings, we value it.
When a fire, flood, or theft claim gets underpaid, the dispute is often about the value of what was lost — and the policyholder has no documentation to support that value.
We produce USPAP-compliant valuations under Standards 7 & 8 for contents, equipment, machinery, and inventories: itemized, sourced, and built to survive carrier scrutiny, the appraisal-clause process, or court.
Appraisal-clause disputes
Independent service as appraiser or neutral, conflict-checked umpire under the policy’s appraisal provision.
Business equipment & machinery
Sourced valuations of equipment, machinery, and business inventories for disputed insurance losses.
Estate and divorce valuations
Independent valuations of personal property for estate matters and divorce proceedings.
Litigation support
Itemized, defensible personal-property valuations with expert testimony available.
Personal property assignments: Quoted at engagement — flat fee, never contingent.
What is diminished value?
You got the first check — for the repairs. Nobody told you about the second one.
After an accident, even a perfect repair leaves a permanent accident history on your CARFAX. Buyers and dealers pay thousands less for a vehicle with an accident record.
In Texas, when the crash wasn’t your fault, the at-fault driver’s insurance owes you that difference.
Most Texans never collect it because they don’t know it exists — and insurance companies count on that.
Got a letter like this?
Their checklist is our table of contents.
Insurance companies answer diminished value claims with a list of demands designed to make you give up. That list is exactly what our appraisal delivers — every item, documented to court standard.
Send us your letter — free reviewRE: Diminished Value Claim — Additional Documentation Required
To evaluate your claim, please provide:
- Inspection reportsIn our report
- Local-market analysisIn our report
- Comparable vehiclesIn our report
- Proof of loss / saleIn our report
- Repair documentationIn our report
- Qualified appraiser credentialsIn our report
How it works
Four steps, one defensible number.
- 01
Free claim review
We tell you honestly whether your claim is worth pursuing, wherever you are in Texas.
- 02
Analysis & inspection
We analyze the complete repair file and inspect the vehicle or property — in person by appointment, or by documented-photo protocol for remote desk files.
- 03
USPAP-compliant appraisal
You receive an appraisal with real market comparables from your local Texas market — built to survive scrutiny.
- 04
You submit it
You (or your attorney) submit it. We stand behind every number — including under oath.
Why us
Expert-witness work, not a PDF generator.
Licensed & Certified
Texas all-lines adjuster (also LA/OK/FL), IAUA Certified Property Insurance Appraiser, listed on the TDI appraisal umpire roster. 10+ years of construction and repair-estimating experience.
Real appraisals, not PDFs
Physical inspections, photo documentation, paint-thickness readings, and comparables from YOUR local Texas market — not a national algorithm.
Built for court
Litigation-grade reports from a practice that testifies. Every number traceable to a verifiable source. Texas Justice Court-ready.
We’ve built what we value
Ten years of construction and 100+ renovation and ground-up projects. We’ve personally purchased, scoped, and supervised the repairs that claims are made of. Estimates from the field, not just the software.
How our fees work
Flat fee. Fixed before we start. Never a percentage of your recovery.
Free Claim Review
Before any engagement, we review your claim at no charge and tell you honestly whether it’s worth pursuing.
Flat Fee, Quoted Up Front
Every assignment is quoted as a flat fee before work begins, based on the vehicle or property and the scope required. No hourly surprises, no hidden charges.
Never Contingent — By Design
Our fee is never a percentage of your settlement and never depends on the outcome. Every dollar the insurer pays is yours. This isn’t generosity — it’s what makes the appraisal credible: an independent appraiser whose pay doesn’t ride on the result cannot be accused of inflating the number. Contingent “appraisers” get torn apart in court. We don’t, because our only stake is getting the value right.
Who we serve
Texas policyholders
Vehicle owners and property owners who want the value they lost — documented properly.
Attorneys statewide
Personal injury & insurance attorneys: property-damage documentation for your clients.
Body shops & dealers
A legal answer for customers whose claims came up short.
Find out what your claim is worth — free.
An honest read from a licensed adjuster — no obligation.