Disputed contents claims
Fire, water, and theft losses — household contents, construction equipment, tools, and itemized loss inventories.
Services & Fees
Independent appraisals. Flat fees, quoted up front.
Vehicles and personal property — diminished value, insurance claim disputes, and litigation support across Texas.
Our services
Diminished Value Appraisal — Desk
Statewide, documented-photo protocol
Diminished Value Appraisal — Personal Inspection
In-person inspection by appointment
Litigation-Grade DV Appraisal
Court-ready, deposition-ready
Total Loss / ACV Dispute Appraisal
Actual cash value disputes
Appraisal-Clause Appraiser or Umpire Service
Policy appraisal provision
Expert Testimony
Deposition and trial
Independence statement
Diminished Value Experts provides independent appraisal services only. We do not negotiate, settle, or advocate insurance claims on behalf of any party, and we are not a public adjusting firm or a law firm. Our reports are delivered to you or your counsel for your use. Fees are never contingent on claim outcome.Beyond vehicles
Beyond Vehicles: Personal Property Appraisals.
If it’s not land and buildings, we value it.
When a fire, flood, or theft claim gets underpaid, the dispute is often about the value of what was lost — and the policyholder has no documentation to support that value.
We produce USPAP-compliant valuations under Standards 7 & 8 for contents, equipment, machinery, and inventories: itemized, sourced, and built to survive carrier scrutiny, the appraisal-clause process, or court.
Appraisal-clause disputes
Independent service as appraiser or neutral, conflict-checked umpire under the policy’s appraisal provision.
Business equipment & machinery
Sourced valuations of equipment, machinery, and business inventories for disputed insurance losses.
Estate and divorce valuations
Independent valuations of personal property for estate matters and divorce proceedings.
Litigation support
Itemized, defensible personal-property valuations with expert testimony available.
Personal property assignments: Quoted at engagement — flat fee, never contingent.
How our fees work
Flat fee. Fixed before we start. Never a percentage of your recovery.
Free Claim Review
Before any engagement, we review your claim at no charge and tell you honestly whether it’s worth pursuing.
Flat Fee, Quoted Up Front
Every assignment is quoted as a flat fee before work begins, based on the vehicle or property and the scope required. No hourly surprises, no hidden charges.
Never Contingent — By Design
Our fee is never a percentage of your settlement and never depends on the outcome. Every dollar the insurer pays is yours. This isn’t generosity — it’s what makes the appraisal credible: an independent appraiser whose pay doesn’t ride on the result cannot be accused of inflating the number. Contingent “appraisers” get torn apart in court. We don’t, because our only stake is getting the value right.
Find out what your claim is worth — free.
An honest read from a licensed adjuster — no obligation.